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 ong-term care insurance…should you
or shouldn't you?It's often a tough call. If you have achieved a level of financial independence that supports a satisfying retirement life, you may not need long-term care insurance. If you enter a nursing home,  you will no longer
be taking those cruises and dining at the best restaurants, so your cost of living may actually decline. If you have not planned well and invested wisely, you may not be able to afford the premiums for long-term care insurance. Enjoy your retirement while you still have your health. But you may one day have to throw yourself at the mercy of the taxpayers. If you are in the middle, you have a difficult choice. Do you spend some of your assets so that you can afford a comfortable nursing home? Hope to die in your sleep before entering a nursing home? Or risk entering a less desirable facility that you can afford without insurance? None of these options is very attractive, but we'll help guide you toward a sensible choice.  n important message from Schubert Financial President Jim Haring about long-term care
insurance: "The truth is, if I sell you long-term care insurance, I get
a big commission. But as you can see from this section of our website, this coverage is not right for many people.
If someone pushes you into long-term care insurance without first having a serious discussion of your financial
situation and expectations, then you should question that person's motives. Schubert Financial's goal is to build
trust with our clients, so I will give you honest advice every time, even if it means I make less money. That's
how I built this business, and you have my word."Get a current quotation on insurance rates by using our convenient online form. |
Insure... Long-Term Care
Did you know...? The first hospitals on record were built in India around 500 B.C. They stressed proper nutrition, cleanliness, and gentle treatment of patients by physicians' assistants, the predecessors of modern day nurses. To demonstrate his concern for his subjects, the Indian emperor Asoka built 18 hospitals during his reign.
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