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	sset accumulation simply means the gradual increasing of your personal wealth through a lifetime of carefully planned investment. Investing is not about becoming rich overnight. Investing requires discipline and patience. The rewards are peace of mind and the satisfaction of knowing that your future is secure. Some refer to paying yourself first. This means that saving and investing should be the highest priority in your budgeting process. If saving is left till last, there will be nothing left to save. You should also pay yourself early. Compound rates of return are a powerful force, but they take time to work their magic. The money you save in your twenties can be worth everything you save after age 35, so don't wait. Asset accumulation requires using a long-term asset allocation plan. Higher risk in your younger years is okay – the short-term fluctuations in market value are offset by higher average gains over the long haul. When the market is down, you can buy more shares with the same amount of money invested, something we call dollar-cost averaging. It's a powerful tool in engineering long-term investment growth. As you get closer to retirement, you can shift your investment strategy toward safer, less volatile options. We will show you all the options and help you select a strategy that's right for you.		Invest for... Retirement Education Asset Accumulation Did you know...? In ancient Egypt, dead rulers were entombed with fabulous wealth. They believed that gold and other riches would be useful in the afterlife. King Tut's tomb was such a sensational find because it was one of the only tombs that had not been discovered and looted by thieves.
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